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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


Purchasing a new home these days can be a daunting situation. I was very fortunate to have MS Miccolis as my loan agent. Her professionalism, knowledge and genuine desire to assist me through out the loan process made this task go smoothly. She made herself available to answer my many ... READ MORE Douglas Hallden
Ariana truly focused on us and our best interest. She made us feel like family. Working with her was one of the best examples of customer service I have ever experienced. Mike Moore Retired Corporate Training Manager
Ariana was a tremendous help in purchasing my new home. She took the time to walk me through the steps as the process unfolded. She made sure she was available if I had any questions or concerns and that included weekends. We were able to close on time as scheduled, as she made the ... READ MORE James Nez James Nez Home Buyer
Ariana is intelligent, patient, hard working and an over all lovely person. She went over and above for me during my home buying process. Her attention to detail and willingness to help made the transition an easy one for me. I highly recommend this amazing professional! Susan Volpe Rand Susan Volpe Rand Certified Interior Designer
I absolutely recommend Ariana. If you want the ease of working with someone who is a professional, well informed and understands lending Ariana is your go to person. She works with a great team and is a very good communicator. I can not stress how she took the stress out of the ... READ MORE Patricia Benner
Arianna has been fantastic. She kept me on track through the whole process. Explained everything thoroughly. Always kept me informed. She made a very stressful and hectic process bearable! I Would recommend her and the company to anyone and everyone. You all have been great. Debra Nollette Homeowner!!!
Ariana did an incredible job! She was amazing! She helped in any way possible to get this loan done. She always called or emailed me to stay informed of the steps we needed to take. Overall she is a great professional at her job an would recommend her to anyone. Richie Ordonez Client
Ariana was amazing to work with. I enjoyed working with her for my first time buying a home. She is very professional and friendly. She worked fast and efficient to meet my timelines and was always ready and willing to help me with whatever I needed to ensure things were done on time. ... READ MORE Maria Enriquez Claims Specialist
Ariana ALWAYS brings her A game. I don't know how she manages to squeeze 30 hours of work into a 24 hour day, but I truly marvel at her efficiency, poise and her composure in a world that lives and dies by the deadline. This Chick Rocks!!! ROBERT Z DISHMAN ROBERT Z DISHMAN REALTOR
I am grateful to have Ariana as my home loan agent. She's passionate at her job and will do everything to fit our needs and make a way to solve problem if there's something wrong in processing the approval of the loan. She will work with you and communicate to you constantly. ... READ MORE Steven & Shany Cabaltera 1st time house buyer
Ariana Miccolis was recommended by the listing realtor of a house on which we placed an accecpted offer. From the time we called her to get preapproved for a loan to the closing of our home purchase she made the process effortless for us. She took the time to make two home visits which ... READ MORE Jerry/Jan Conner Client
Great communication throughout the transaction. She delivered and beat deadlines. Very professional, a pleasure to work with!! Thanks, Ariana for making this so easy! Ricahrd Nichols Ricahrd Nichols Realtor
Ariana was such a pleasure to work with, This was a stressful time for me personally, and I felt very at ease with both her competence and compassion. I would utilize her services again in a heartbeat, should the need arise. Margaret ( Peggy) Knudsen Consumer, RN, Case manager

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