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ABOUT ARIANA MICCOLIS

State License: AZ #931951

Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products
  • FHA/VA/USDA

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

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  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Ariana did a great job! She was always there when I needed her throughout the entire process. She’s very knowledgeable and I would definitely recommend her to my friends and family. Mearl Robinson
Ariana made the process easy and quick and was able to help find a new program for me last minute she works too hard! Molly Walker
Ariana, Was so thorough and knowledgeable in every step of my process in getting my loan done. Very personable and kind. Anonymous
Ariana did a wonderful job helping us get our loan. She was quick to respond to our questions, as soon as something new happened she would let us know and her quick response helped us close on time. Thank you for the effort to make our experience go quick and efficient. Nick Jones
Ariana Miccolis, I can’t say enough good things about my experience with you, Your kindness and professionalism was greatly appreciated and admired. Taking all this time to demonstrate, patients and great work ethic’s. Shows you are a woman of integrity, intelligence ... READ MORE Teresa R Fierros
Handled our financing very professionally! I had several concerns and Ariana addressed them promptly. Dan Dindas
Ariana and her team are pretty efficient, friendly and helpful . Work with them a couple times . Keep up the good work. Gustavo Figueroa
Very prompt and communicative didn't mind reminding me steps needed to take as I am a very busy person and needed reminding lol always answer or called me back at a timely manner would recommend her to my friends and family and You Dirk E Smith
Ariana was excellent throughout the process. Communication was always on time, informative and easy. I have already provided her name as a recommendation to several people. PJ Phillip Way
Ariana did an amazing job getting my loan worked through and working close with title to make sure all the docs were presented as fast as possible. Stayed in contact the whole time throughout the process and would trust her again. Joaquin Garcia
Ariana did an amazing job getting my loan worked through and working close with title to make sure all the docs were presented as fast as possible. Stayed in contact the whole time throughout the process and would trust her again. Joaquin Garcia
Ariana did an amazing job getting my loan worked through and working close with title to make sure all the docs were presented as fast as possible. Stayed in contact the whole time throughout the process and would trust her again. Joaquin Garcia
Ariana and her team at AmeriFirst could not have been easier to work with, and made what was a somewhat intimidating process for my wife and me at the beginning, completely pain-free. Their expertise, attention to detail and responsiveness helped us get into our first home and we are ... READ MORE Josh Pittman
Ariana made my home purchase the process seem effortless. She was always available too answer questions or head off problems - day or night. I would use her again and highly recommend her and the AmeriFirst team for anyone's financial need. Thanks Ariana. Joseph Knapp
Ariana made my home purchase the process seem effortless. She was always available too answer questions or head off problems - day or night. I would use her again and highly recommend her and the AmeriFirst team for anyone's financial need. Thanks Ariana. Joseph Knapp
Ariana was great! She was professional, responsive, quick, and efficient . Our Refi process couldn't have gone any smoother. Neil Pavlov
Ariana has a great team (Alex, The Mobile Notary: Elisa) They always feeling me so great more with my bad English. She is a awesome person and excellent and reliable professional and John Z team Thank you very much Miryam Delgadillo
I was able to refinance my house within 3 weeks, because Ariana was responding to all my questions and notifying me when ever I was missing any docs in no time.I would recommend to anyone to work with her for their financial needs.Thank you Ariana. Michael
Ariana and Christina were a pleasure to work with, making the refinance super easy. Appreciate how smooth the process was. Thanks again. Jacob Thomas
The information flow was accurate and timely. Ariana was very professional and genuine in all of her assistance given. Highly recommended to utilize Amerifirst and request Ariana during your purchase process. Eddie Williams Manager of Recruitment Outreach
We recommend Ariana Miccolis and her team, if you are looking to buy a home or refinance you home. We have been in our home for 2 years and they were able to refinance for a lower rate. Thank you Ariana and Christina, you made the process painless with all the documents needed, and ... READ MORE Angela and Daniel Gonzales Home owner
Ariana is the best at what she does! I have worked with Ariana in the past when I went through a divorce and she held my hand through the whole process. There were items she needed from me, and she was patient and SO HELPFUL in helping find the information I needed. SHE WAS ... READ MORE Pamela Mooney Pamela Mooney hygienist
Ariana expertly guided me and my family through our first home loan process. There are a lot of steps and a lot of documents, and at no point in the process did I feel like I was lost or wondering what to do - Ariana and her team provided great and direct instructions and were always ... READ MORE Jordan Novak
Ariana Miccolis was our loan officer in our most recent purchase of a home in the San Tan Valley area. Ariana is dedicated to working with her clients to see that the entire process from start to finish runs as smooth as possible. Not only is Ariana thorough but she keeps you updated ... READ MORE Dellis Young
There can always be horror stories when working on buying a home. I can gladly say that no problems arose with Ariana by our side. She was helpful and friendly through the whole process. Lazaro H Aispuro
Ariana was so easy to work with and very professional and kind. She was always available for questions and made the process a breeze. Would highly recommend Ariana for all your loan needs! Kylie Scartozzi
I had a great experience with Ariana and her crew they were very informative and responsive throughout the entire process!! Thank you very very much Shane Vargas Shane vargas Fire captain
I had a great experience with Ariana and her crew they were very informative and responsive throughout the entire process!! Thank you very very much Shane Vargas Shane vargas Fire captain
Ariana was amazing all the way through the long process of our refi! I would recommend using Ariana for any of your home buying or refi needs. Jillian Willis
Ariana did a great job. Jeffrey Martel Cushing Jeffrey Martel Cushing RN, BSN
Ariana was great to work with. She answered all of my questions in a timely manner, if she didn't have the answer she directed to me the person who did. As first time home buyers, my wife and I had a lot of questions! We got lucky to get some one dedicated to getting the job done ... READ MORE Raul Ruiz Manager
Ariana was great to work with. She answered all of my questions in a timely manner, if she didn't have the answer she directed to me the person who did. As first time home buyers, my wife and I had a lot of questions! We got lucky to get some one dedicated to getting the job done ... READ MORE Raul Ruiz Manager
Ariana Miccolis did a great job and moved everything through faster than normal when the sellers of the house we were buying needed to move closing sooner. We would recommend her and would work with her in the future. Trace Larsen
Ariana was great to work with! She did a great job of communicating with me throughout the process. She was always very patient is answering any questions that I had. She went the extra mile to get my loan through! She also was very honest and straight forward. She always did what she ... READ MORE David Roberts
Ariana w as flawless in her work while taking care of our refinancing of our home. Everything was fast, efficient, easy to do and i could not be more satisfied. Thank you for a job very well done!!! Kristi Glidewell Homeowner
My girlfriend and I were very happy and lucky to have worked with Ariana on our home buying process, she was professional and an absolute pleasure to work with, she made it easy for us throughout the process and we definitely recommend Ariana to anyone. Thank you Ariana Juan Iniguez
Ariana did a great job on our loan throughout the whole process. We had a very aggressive close date, are self employed, and had a hiccup toward the end that nearly cost us our close date (our fault). In spite of all of the challenges Ariana did an amazing job and got us in to our ... READ MORE Tanner Broughton Homeowner
We are so grateful that this transaction of refinancing was so smooth and fast... we really recommend Ariana. She was always ready for any answer that iuse to have ... thanks Ariana. Luis Fernandez Luis Fernandez
from start to finish-i received constant interaction of items needed from me, next steps, ok-take a breather...we are waiting on others! It was a pleasure dealing with this type of professionalism. Sal chavez field service manager
Ariana worked very closely with me throughout the entire refinancing process. She intervened with the outside title agency as well as acted on our behalf with the in house and other outside companies that required information to process the loan. It's rare to work with someone ... READ MORE Mick McLaughlin
Ariana was incredible! I couldn’t have had a better experience with her. She was kind, knowledgeable, and always had an open line of communication with me. I knew that anything/everything was taken care of- because of her. I would give additional stars if I could. Fantastic job! Priscilla Leon Priscilla Leon
Ariana was incredible! I couldn’t have had a better experience with her. She was kind, knowledgeable, and always had an open line of communication with me. I knew that anything/everything was taken care of- because of her. I would give additional stars if I could. Fantastic job! Priscilla Leon Priscilla Leon
Ariana was fantastic to work with. She communicated clearly and in a timely manner and was a great resource. Our closing got stressful as it was coming close to the end of the business day on a Friday, but Ariana made sure that we were able to get everything taken care of on time. Sean Loving
Ariana Was absolutely amazing to work with. She’s very friendly and answered all our questions. I don’t think that we could have had anyone Better than her. She’s very professional, and Worked really hard on our behalf for our homebuying experience. We would ... READ MORE Robert Carlos Pallanes Jr New Home owner
I would definitely 👍 recommend Ariana Maccolis to my friends and family. She made my home buying process easy. What a wonderful person to work with ,and she also deserves a 5 star rating. Thxs L.S LaWanda Sallis Operator
Ariana is top notch. I not only recommend her to my buyers, but I chose to have her take care of my personal loan on my new home. When you work with Ariana you won’t be disappointed. She gets the job done and makes the process seamless. Justin Roberts Justin Roberts Realtor
Ariana was incredibly friendly, and super knowlagable. She was always available to answer any question i had, and it never felt like i was bothering her in any way. Overall my home buying experience was greatly enhanced by her know how, and wonderful adittude. I would very highly ... READ MORE Derek Morris
My husband and I consider ourselves incredibly lucky to have been able to work with Ariana! She was professional, competent, and an absolute pleasure to have helping us through the home purchasing process. Everything was made super simple from start to finish. She went above and beyond ... READ MORE Alexis Brott Military spouse
Our new home buying process was far from enjoyable until we met Ariana. She was attentive, efficient, and always willing to lend an ear when the process got super frustrating. Things started to go sideways with our builders lending so I reached out to her by recommendation and she ... READ MORE Damon Fink Sr. Systems Engineer - Cloud Solutions
Ariana was very timely on everything and effectively helped me close in 30 days. She paid attention to detail and answered any questions I had! She is personable and sharp! I would highly recommend to anyone going through the loan process. Taylor Homes
Ariana was very easy to work with she was able to answer all of our questions and did so promptly. Ou refinance went smoothly and we would highly recommend Ms. Miccolis if you are looking to refinance or purchase a home. Dianne Marus
Ariana was amazing during our home buying process. Of course there is always hiccups during the process but she quickly communicated with us for what she needed. We really appreciate the hard work she did while combating the Covid situation Matthew King HR Manager
Ariana. Was a joy too work with. She is very knowledgeable and kept her word. She was very calming for me during a stressful time. She was very pleasant and professional. I was very impressed with her tone in speaking with me. She made me feel important during Covid When ... READ MORE Donna Wiliiams Donna Wiliiams Program support assistant.
She was kind and helpful. She responded to my questions in a timely manner. I was very grateful for all her help. Brandon Galloway Receiving
I was a client of Ariana’s while purchasing my first home. Ariana was very helpful through the entire process. She responded very quickly and was very detailed explaining which documents I needed to obtain. Anthony Scott Peccia Client
It is with much enthusiasm that we recommend Ariana Miccolis at AmeriFirst Financial as the best loan officer in Arizona. She is extremely knowledgeable with the regulations and requirements needed and worked extensively to help us anticipate any issues that could have slowed our ... READ MORE Rafael Federico Jr & Adriana Salles Rafael Federico Jr & Adriana Salles Stress Free Newhomeowners
Ariana was so helpful, quick to respond, and knowledgeable throughout the whole lending process. I am so grateful for her hard work and dedication to getting me into my home! Thank you, Ariana! Katy Truesdell Katy Truesdell Human Resources Manager
Ariana has been spectacular to work with. Through this transaction she has been polite, informative, and responsive. Any questions we had on process were answered same day and any questions we had on status were answered next day usually. David David Refinance client
When I unexpectedly decided to build a new home on one Friday night in September, Ariana was there for me from the minute everything started. I knew next to nothing about buying a home and in those first moments, all I knew was that I had Saturday to get pre qualified for a loan and ... READ MORE Alyssa Handmaker HR Coordinator
Ariana was so easy to work with and did everything she could in order to meet my needs! She made the house buying process way more easy and less stressful! Jessica Mattison
Arianna was very helpful and was able to close quicky on the refi of my home. Nicole K
Ariana is a true professional. She is knowledgeable and quick with her responses and made the process easy peasy. One of the most seamless mortgage transactions I’ve ever had! Jennifer
Ariana helped us get qualified for our first home. She is fast, nice, efficient, and available to answer all our questions. Thank you for all your hard work! We are sooo very grateful! Maia Hatch Home Owner
It was a pleasure working with Ariana! She made our Refinance so easy! She was very thorough and kept in touch on a regular basis as well. There was always a quick turn around time answering our questions! I highly recommend her! Pamela Persson Refinance to a 15 Year Loan
Ariana has literally gone above and beyond to help us get our loan for our home. She is super easy going and fun to work with. I highly recommend her to anyone. Great service, always in a good mood, and she will make you smile every time. Savio Roberts Client / Marketing Director
I highly recommend Ariana ! She made home buying for me and my family possible. she also made it so easy and took care of us very well! Excellent customer service very friendly and would definitely recommend for home buying ! Miguel Castillo First time home buyer!
She wonderful every step of the way. Helping pick up things and fixing my credit. Kathie Leslie Arianna Miccilis
She did a wonderful job she help in every way possible. We would probably not got as far as we did without her. We would do it again with her thank you so very much Deborah E Greene
Ariana worked hard to make sure this process of home ownership was achieved. She always responded accordingly and I never felt I was going thru this alone which helped cut down on the stress. Her knowledge of the process was excellent and I feel she went above and beyond. Would ... READ MORE Janice Funderburk New Home Owner
It was great working with Ariana Miccolis. She's highly knowledgable and thorough. She went above and beyond to ensure that our documents were processed quickly and we appreciated her attention to detail. She's very personable and professional. I would definitely recommend working with her. Ricardo Gutierrez Genomic Variant Scientist
Ariana did an absolutely amazing job with the refinance to my home. My wife and I used her for when we purchased our first home a year ago. Ariana is thorough, organized, and very communicative. We are very lucky to have a loan officer like her to ensure we are making the best home ... READ MORE Travis Marquez Hero
Ariana was a pleasure to work with. She made buying my house a breeze. Ariana communicated often to ensure I knew where we were each step of the process. When I had questions of concerns she answered every call and/or email quickly and with detailed answers to ensure my understanding. ... READ MORE Joelle Peardon Buyer
Being a first time home buyer and having Ariana walk me through everything was greatly appreciated. I would give her 10 stars. Communication was on point, always assessable and she was extremely patient with my million questions. We were in a time crunch and she really worked her magic ... READ MORE Lora Cocchiaro Lora Cocchiaro
Ariana did a great job! She answered all our questions with a fast response and knowledgeable about her job ! Anthony Miller Anthony Miller
Ariana helped us get our first mortgage 3 years ago and this month we closed on our refinance! She was an incredible help & really eased our worries during both journeys! Ariana is very professional but also takes her work very personally and puts so much heart into what she does! ... READ MORE Mary Hubbs Mary Hubbs
Actually the whole process was really easy , Ariana told me what documentation she needed , we filled out some forms with basic information , and the rest just fell into place , Ariana and her team really came through for us , we were not even sure we would be able to get a home , but ... READ MORE Sandra Marie Persico
This young lady was the most knowledgeable person I have ever worked alongside. She was always available both day and night. I would recommend her for the best customer assistance award of the year. James Hepburn
Really great at what she does at Ameri First, really professional,knowledgeable and goes above and beyond to make sure her clients are satisfied I would recommend her to as many people I know Kevin Kaiser Usasirconditioning
Ariana provided an exceptional homebuying experience. I actually started my mortgage process with another lender, only ocassionally touching base with Ariana to ask questions, validate #'s, etc. Over a short time, Ariana earned my business with her actions. She worked ... READ MORE Zachary Moore Zachary Moore Manager - Workforce Management
Ariana is a very personable and knowledgeable loan officer. She made the process of me buying my new home very easy. Alice Angelini Project Order Coordinator
Purchasing a new home these days can be a daunting situation. I was very fortunate to have MS Miccolis as my loan agent. Her professionalism, knowledge and genuine desire to assist me through out the loan process made this task go smoothly. She made herself available to answer my many ... READ MORE Douglas Hallden
Ariana truly focused on us and our best interest. She made us feel like family. Working with her was one of the best examples of customer service I have ever experienced. Mike Moore Retired Corporate Training Manager
Ariana was a tremendous help in purchasing my new home. She took the time to walk me through the steps as the process unfolded. She made sure she was available if I had any questions or concerns and that included weekends. We were able to close on time as scheduled, as she made the ... READ MORE James Nez James Nez Home Buyer
Ariana is intelligent, patient, hard working and an over all lovely person. She went over and above for me during my home buying process. Her attention to detail and willingness to help made the transition an easy one for me. I highly recommend this amazing professional! Susan Volpe Rand Susan Volpe Rand Certified Interior Designer
I absolutely recommend Ariana. If you want the ease of working with someone who is a professional, well informed and understands lending Ariana is your go to person. She works with a great team and is a very good communicator. I can not stress how she took the stress out of the ... READ MORE Patricia Benner
Arianna has been fantastic. She kept me on track through the whole process. Explained everything thoroughly. Always kept me informed. She made a very stressful and hectic process bearable! I Would recommend her and the company to anyone and everyone. You all have been great. Debra Nollette Homeowner!!!
Ariana did an incredible job! She was amazing! She helped in any way possible to get this loan done. She always called or emailed me to stay informed of the steps we needed to take. Overall she is a great professional at her job an would recommend her to anyone. Richie Ordonez Client
Ariana was amazing to work with. I enjoyed working with her for my first time buying a home. She is very professional and friendly. She worked fast and efficient to meet my timelines and was always ready and willing to help me with whatever I needed to ensure things were done on time. ... READ MORE Maria Enriquez Claims Specialist
Ariana ALWAYS brings her A game. I don't know how she manages to squeeze 30 hours of work into a 24 hour day, but I truly marvel at her efficiency, poise and her composure in a world that lives and dies by the deadline. This Chick Rocks!!! ROBERT Z DISHMAN ROBERT Z DISHMAN REALTOR
I am grateful to have Ariana as my home loan agent. She's passionate at her job and will do everything to fit our needs and make a way to solve problem if there's something wrong in processing the approval of the loan. She will work with you and communicate to you constantly. ... READ MORE Steven & Shany Cabaltera 1st time house buyer
Ariana Miccolis was recommended by the listing realtor of a house on which we placed an accecpted offer. From the time we called her to get preapproved for a loan to the closing of our home purchase she made the process effortless for us. She took the time to make two home visits which ... READ MORE Jerry/Jan Conner Client
Great communication throughout the transaction. She delivered and beat deadlines. Very professional, a pleasure to work with!! Thanks, Ariana for making this so easy! Ricahrd Nichols Ricahrd Nichols Realtor
Ariana was such a pleasure to work with, This was a stressful time for me personally, and I felt very at ease with both her competence and compassion. I would utilize her services again in a heartbeat, should the need arise. Margaret ( Peggy) Knudsen Consumer, RN, Case manager
 

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